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Exam Number : Series-7
Exam Name : Series 7
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Series-7 Exam Format | Series-7 Course Contents | Series-7 Course Outline | Series-7 Exam Syllabus | Series-7 Exam Objectives

Test Detail:
The Series 7 exam is administered by the Financial Industry Regulatory Authority (FINRA) and is designed to assess the competency of individuals seeking to become general securities representatives. It tests candidates' knowledge of investment products, securities markets, and industry regulations. Here is a detailed description of the test, including the number of questions and time allocation, course outline, exam objectives, and exam syllabus.

Number of Questions and Time:
The Series 7 exam consists of 125 multiple-choice questions. Candidates are given 3 hours and 45 minutes to complete the exam. The test is divided into two parts, with a 10-minute break between them. The first part consists of 75 questions, and the second part consists of 50 questions.

Course Outline:
The Series 7 exam covers a wide range of topics related to the securities industry. The course outline typically includes the following key areas:

1. Seeks Business for the Broker-Dealer through Customers and Potential Customers
2. Evaluates Customers' Financial Profile
3. Educates Customers About the Securities Markets
4. Informs Customers of the Risks and Characteristics of Different Types of Investments
5. Makes Suitable Recommendations
6. Transfers Assets and Maintains Appropriate Records

Exam Objectives:
The objectives of the Series 7 exam are to assess candidates' knowledge and understanding in the following areas:

1. Knowledge of the securities industry, including regulations, rules, and industry best practices.
2. Understanding of different investment products, such as stocks, bonds, mutual funds, options, and variable annuities.
3. Knowledge of securities markets, including exchanges, trading mechanisms, and order types.
4. Understanding of customer profiles and suitability requirements for investment recommendations.
5. Comprehension of regulatory and ethical considerations, including anti-money laundering (AML) regulations.

Exam Syllabus:
The exam syllabus for the Series 7 exam covers a wide range of topics. The syllabus typically includes the following content areas:

1. Regulatory Requirements and Industry Standards
2. Equity Securities and Exchange-Traded Funds (ETFs)
3. Debt Securities
4. Options
5. Mutual Funds, Closed-End Funds, and Unit Investment Trusts (UITs)
6. Annuities and Life Insurance
7. Margin Accounts and Margin Trading
8. Customer Accounts and Client Recommendations
9. Investment Companies and Variable Contracts
10. Retirement Plans and Taxation
11. Business Conduct and Ethics

Candidates should consult the official study materials and resources provided by FINRA to ensure they are adequately prepared for the exam. It is recommended to allocate sufficient time for exam preparation, including studying relevant regulatory materials, reviewing industry guidelines, and practicing with sample exam questions.

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The top-quality on-line precise estate schools in California of 2023 | Resources

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The true property trade can present a profitable profession, principally in a spot like California, which long has been common for having one of the most nation’s most thriving markets. Enrolling in a true property faculty is step one to buying a license and kick-beginning a new profession. The system may additionally suppose less demanding to begin, too, with turning out to be options for precise property on-line getting to know courses that meet the state’s requirements. These true estate classes can offer flexibility and convenience for completing the coursework all on-line and doing it at the scholar’s pace and convenience.

precise estate specialists have to be licensed to fulfill the duties of the job, from writing contracts to negotiating offers, that allows you to earn commissions from property transactions. When taking a true estate route on-line, students will be uncovered to training that cowl concepts and practices of precise estate, financing and mortgages, escrow, purchasing and promoting, reasonable housing laws, and extra. This book highlights the most reliable on-line real property colleges in California to aid set college students up for achievement as they embark on becoming licensed precise property gurus.

  • gold standard common: Colibri precise estate
  • RUNNER-UP: The CE store
  • finest profession ENHANCEMENT: OnlineEd
  • top-quality BANG FOR THE BUCK: RealEstateU
  • top of the line examination PREP: AceableAgent
  • additionally believe: Kaplan true estate schooling
  • What to consider When making a choice on some of the top of the line on-line real property colleges in California

    To be eligible to take the actual property licensing examination, college students will should comprehensive 135 hours of true property prelicensing classes in California. probably the most most suitable online actual estate colleges can also be a easy way to fulfill that requirement. however now not all schools are created equal. When vetting precise estate online classes in California, students will wish to agree with the route’s accreditation and state approval reputation, can charge, availability, guarantees, and pupil aid offerings. This guide will support college students carefully weigh California real estate schools online the usage of here standards.

    Accreditation and State Approval

    The California department of actual estate (DRE) is the governing physique within the state for the precise estate profession. It accredits courses to fulfill the one hundred thirty five hours of prelicensing training requirement. So in settling on a web software, students will find this a vital criterion to choose the top-quality actual property lessons in California, and that they can assess that a course is approved during the DRE website. also, some programs may also tout an delivered third-celebration accreditation. This may additionally indicate a further degree of accountability that a application has up-to-date course materials that replicate the newest market circumstances.

    path types

    on-line real estate schools present different pathways for agents and brokers to satisfy the prelicensing education requirement. The courses are usually split into three sections: precise estate concepts, real estate observe, and an non-obligatory such as the felony or financing points of real estate. on-line suppliers may additionally offer quite a lot of coursework to satisfy these training necessities, such as on topics like escrow, reasonable housing legal guidelines, contracts, and property administration.

    After finishing the prelicensing coursework and getting licensed, actual property specialists will discover extra education mandates that they’ll deserve to meet right through their careers. The state of California requires licensed agents to finished 45 hours of carrying on with schooling every four years. Many on-line real estate faculties offer now not most effective prelicensing coursework but also carrying on with schooling to meet those necessities. This gives an delivered level of convenience so college students can count on and return to one platform for all of their gaining knowledge of wants.


    The prices for prelicensing training classes can fluctuate commonly, spanning anyplace from $a hundred to about $1,000. The most fulfilling California true property license lessons can also support save on fees considering they don’t require commuting to class, campus parking charges, or printed textbooks. however while can charge is an important criterion for picking a school, college students won’t are looking to automatically go together with the cheapest precise property path. every now and then a more high priced program may be worth that additional funding, mainly for these new to true estate and who want better instructor guide or a California real property exam prep path with extra analyze aids to improved the chances of passing the licensing exam.

    beyond the prelicensing program charge, college students can also want to aspect in other costs of their real property pursuit—like the state’s real estate exam (between $60 to $95) and the actual estate license California can charge with application expenses (which may be about $250 or extra). also, new licensees can have extra prices during their profession for continuing schooling, license renewal expenses, brokerage or desk charges, national association of Realtors membership, and advertising and business costs.

    Availability and Accessibility

    students will wish to believe the format of how online lessons are delivered or accessed and no matter if that fits the student’s favourite learning fashion, whether that’s a playback of audio or video lectures or reside-streamed classes. Some programs could be self-paced or on demand, which ability the pupil can finished them at their own tempo. different classes can be are living, virtual periods, requiring the student to be existing at a designated time. Scheduled courses can be an option for those with constant every day schedules, whereas those that have variable schedules everyday might also benefit more from a self-paced option.

    additionally, in evaluating online real estate courses, college students will are looking to agree with how they favor to access route materials, corresponding to with a print-pleasant PDF or by means of cell machine, tablet, or computer. They might also opt for digital route substances or mobile access if they plan to comprehensive the coursework while on the go. Some classes also provide hard copies of discovering substances if students opt to examine from actual substances.

    Some online courses offer more suitable instructor guide than others. Instructors may well be purchasable via e-mail, instant message, mobile, or via video calls if questions come up as the student goes in the course of the curriculum. Many online courses require a dedication to completion, too, giving students a closing date to complete the coursework within a undeniable time frame after enrollment (commonly spanning 6 months to a yr). students will need to make certain that the timeline is feasible to fulfill for their functions.

    instruction and checking out techniques

    actual property professionals are required to get licensed in California to follow true property. California requires the passage of a true estate exam to turn into a broker or salesperson. (The licensing examination is administered in grownup at locations right through the state, and college students can time table their examination throughout the DRE once their direction is achieved.) actual estate prelicensing lessons can range with regard to the extent of their exam prep guide. as an example, some programs may present observe questions, digital flashcards to support college students learn key ideas, video exam prep sessions, or exam prep look at courses.


    most of the most excellent on-line true property programs offer a 30-day cash-lower back guarantee. This allows college students who're disillusioned with the practicing program to receive a full refund. Some online programs additionally may present a “move” guarantee. With this, students may be eligible for a refund of the licensing exam can charge or a class payment in the event that they fail to pass the prelicensing real estate examination. Some college students can also select a application with these extra ensures to support make sure their investment in a web real property program will pay off in getting licensed.

    scholar help

    it may well think lonely taking online without the presence of affiliates or an teacher assembly face-to-face in a school room. Many programs, however, offer supplies for college students to join with instructors if they have any questions concerning the direction materials or should troubleshoot any technical concerns while the use of the online platform. Having that added aid and responsiveness obtainable during the program may additionally help with a easy completion.

    Some actual estate programs can also offer add-on scholar aid functions, like one-on-one tutoring to help college students with their coursework (which can be notably beneficial to people who are new to real property) in addition to post-license alternatives, like mentoring for people that just earned their license and are actually beginning their careers.

    Our suitable Picks

    California offers dozens of online actual estate schools that may support fulfill prelicensing training necessities. Some may additionally decide upon a program that simply presents fundamental course materials that they can finished at their personal tempo with minimal aid from instructors, whereas different students may desire programs that offer more strong guideline and more desirable interaction with instructors or look at aids to put together for the prelicensing precise property exam. No rely what a pupil is trying to find, the most suitable on-line true property colleges in California that are featured during this guide cowl a large latitude of attainable training offerings.

    Why It Made the reduce: Colibri real estate has a consumer-pleasant interface for its online studying platform that mixes in alternatives for instructor guide, live and on-demand route options, and abundant analyze prep to aid students put together to take the prelicensing precise property exam.

    Colibri precise estate offers are living-movement and online lessons so students can select their preferred discovering choice, even if that’s self-paced or instructor-led. are living, interactive exam prep sessions consist of instructor help and invite college students to ask questions and acquire fast answers. All path materials are available as printouts or digitally optimized for computer or cellular use so students can study on every occasion and despite the fact it’s most effortless. The application includes extensive look at aids, including exam prep materials and follow exams. It additionally offers working towards options for put up-license college students, corresponding to carrying on with training, income license renewal, and knowledgeable building path alternate options.

    students will need to reside not off course: they have 6 months from enrollment to conclude the course.

    however they can have assurance of success, as Colibri presents a “pass or don’t pay assure” for all however its most fundamental route packages. this can offer further assurance to college students that their funding in a software will pay off by means of passing the state’s salesperson licensing examination after completing the coursework or they could acquire a reimbursement.


  • charge for prelicensing: $129 to $449
  • additional course types: broking service prelicensing, sales license renewal, professional construction
  • route expiry: 6 months after purchase
  • move assure: With exam preparation, examination coaching Plus, and ultimate discovering programs
  • execs
  • live and on-demand direction options
  • reside, interactive exam prep classes
  • pass assure available with choose programs
  • actual and digital path substances provided
  • effortless cell-friendly lessons
  • Cons
  • notably brief 6-month path expiry
  • image:

    Why It Made the cut: The CE shop presents a number of on-line path kit alternatives so college students can opt for their favored researching structure for coursework, together with huge exam prep offerings and publish-license counsel to support meet carrying on with education requirements all over their careers.

    The CE shop presents a couple of coursework package offerings to choose between that encompass extra points like e-books, digital flashcards, analyze schedules, added exam prep, and company-constructing courses to assist launch a real estate career. The content material is downloadable, so it can also be purchasable offline to access at a student’s convenience. The courses are in cell-friendly codecs and optimized for each laptop and cell use.

    The CE shop boasts excessive exam flow charges and pupil satisfaction marks for its online true property software. lots of its course packages include pass ensures for the prelicensing exam, or students are eligible to get hold of money back. still, some users have referred to concerns over The CE store’s look at various-taking platform (for in-direction tests, no longer the reliable state licensing examination); college students have cited it as being buggy or unresponsive. but student support is touted as being beneficial and responsive to troubleshoot any issues that can also come up. college students in doubt whether or not they wish to commit to the program can take expertise of a 5-day free trial to check out the application first.


  • charge for prelicensing: $139 to $469
  • further path types: sales license renewal, broking service renewal
  • course expiry: 1 12 months after purchase
  • flow guarantee: With commonplace, cost, and top class packages
  • execs
  • beneficiant 5-day free trial for prelicensing courses
  • wide range of continuing schooling lessons
  • effortless mobile-pleasant classes
  • flow guarantee purchasable with opt for applications
  • Cons
  • stories of consumer-unfriendly trying out platform
  • image:

    Why It Made the reduce: The OnlineEd application has a big range of knowledgeable development lessons to make a choice from in helping college students now not simply circulate the prelicensing exam but put together them to embark on a true property career.

    college students may also just like the comfort of determining an internet precise property software that doesn’t just offer prelicensing schooling but also presents considerable selections for lessons in skilled development and carrying on with education to assist them all the way through their careers. OnlineEd additionally offers state-required sexual harassment practicing, so college students can bundle varied required lessons under one platform.

    OnlineEd offers print-friendly PDFs and e-books of all analyzing materials that can also be available on a tablet or Kindle. college students can additionally get hold of a sure textbook with one of the path package options. For licensing examination prep, OnlineEd facets a large financial institution of examine questions to help college students develop into ordinary with exam issues. OnlineEd college students will deserve to buy its “silver” or “gold” equipment offerings to benefit teacher support when reviewing course content material and ideas (seemingly a good choice for those who are new to precise property or foresee needing additional counsel). otherwise, under its comparatively cheap $ninety nine “bronze” kit, students can finished the coursework via self-paced, self-guided guideline. The software offers a free demo to are trying out the direction earlier than completely committing. students will have 1 yr after enrolling to finished the software. OnlineEd offers discounts to veterans as well as gives some can charge tips to eligible college students who enroll.


  • can charge for prelicensing: $ninety nine to $324
  • additional route types: broker prelicensing, earnings license renewal, broker renewal, continuing schooling, skilled development
  • course expiry: 1 12 months after purchase
  • flow assure: now not certain
  • professionals
  • particularly comparatively cheap beginning cost
  • physical and digital course substances offered
  • State-required sexual harassment practicing provided
  • wide selection of knowledgeable building lessons offered
  • Cons
  • No teacher assist offered
  • photograph:

    Why It Made the cut RealEstateU presents some of the lowest fees for an online actual estate software at $ninety nine and includes a large library of audio lectures that enable college students to pay attention in as they go.

    RealEstateU leans heavily towards providing content by way of audio lectures, which caters to college students who choose to pay attention over watching instructors on video or reading coursework online. The audio lectures may additionally present busy authorities a more robust opportunity to squeeze in coursework right through their day. The complete on-line platform can also be accessed from any device, from cell and pill to computing device. RealEstateU touts that each lesson is taught via experienced true estate specialists. It offers a couple of observe quizzes to assist students put together for the prelicensing examination. college students can evaluate and examine key sections the use of downloadable documents and infographics. RealEstateU does not offer classes beyond prelicensing, so students will should examine other programs or systems when seeking to comprehensive license renewal necessities or enjoyable continuing education credits.

    RealEstateU is regarded a finances-friendly alternative, offering a prelicensing program for as little as $ninety nine. The software also points 24/7 scholar support. college students who join will should finished the application inside 1 year. besides the fact that children, RealEstateU does have a 30-day cash-back guarantee after enrollment. college students can receive a refund in the event that they’re disillusioned with the software (assuming they’ve most effective accomplished below half of the application by using that point).


  • can charge for prelicensing: $99
  • additional path kinds: N/A
  • course expiry: 1 12 months after buy
  • circulate guarantee: now not specific
  • execs
  • incredibly reasonably priced cost
  • convenient cellular-friendly courses
  • 24/7 scholar support
  • Cons
  • No classes provided past prelicensing
  • image:

    Why It Made the cut: AceableAgent offers college students a complete examine web page to prepare for the prelicensing examination, which comprises analyze aids, digital flashcards for learning key vocabulary phrases, 75 videos, and 70 audio teacher training.

    AceableAgent’s examination prep in partnership with PrepAgent is a standout: students get entry to a real property examination prep e-booklet and 1,660-plus apply examination questions to put together for the prelicensing verify. AceableAgent also comprises live, interactive exam prep periods to increase the gaining knowledge of event. also, below its fundamental equipment, college students nonetheless have access to instructor aid and may e mail direction experts each time with questions or for remarks. AceableAgent offers coursework in a PDF format to supply college students the flexibleness to “read course material like a textbook” from their digital screens or through printing it out.

    A flow guarantee for the prelicensing income examination is also accessible under some of its plans, providing college students additional assurance after taking the software. AceableAgent’s Deluxe and top class applications additionally consist of reside webinars and reside-movement Q&As with instructors and even private tutoring from a true estate expert. AceableAgent’s application has expert development classes, however does not consist of license renewal courses for California at the moment; although, these classes may well be attainable sooner or later.


  • charge for prelicensing: $179 to $319
  • extra course forms: professional building
  • direction expiry: no longer unique
  • move assure: With Deluxe and premium applications
  • execs
  • finished exam prep materials provided
  • are living, interactive exam prep sessions
  • circulate guarantee purchasable with opt for applications
  • Cons
  • No license renewal lessons provided in California
  • image:

    Why It Made the cut: a large in the examination prep area, Kaplan presents an internet schooling solution focused on actual estate that could be attractive to people that choose a are living-circulation format to finished their training.

    Kaplan true estate training offers flexibility for researching with numerous type layout offerings, corresponding to printed textbooks or digital path materials, on-demand online movies, or live online lecture room instruction. It boasts a wide selection of path choices even if for those simply beginning out in real property, newly licensed experts, or even more seasoned pros within the real property area. The application does come at a far better charge than a lot of its competitors; software programs birth at about $400 and might stretch upwards to basically $1,000. Kaplan also presents a relatively short timeline of 6 months to comprehensive the program after enrollment. college students enrolling will wish to be committed to staying concentrated to finish within that time body to make sure their investment become worth it.

    Kaplan offers extras anyway prelicensing education requirements, equivalent to further classes on the way to run a true estate business and even face-to-face time with a career mentor. It also has submit-licensing lessons, broking service prelicensing, income and broker renewal, skilled building, and continuing education—providing a one-cease shop to satisfy all of a student’s true property education wants even if pre- or publish-licensed.


  • charge for prelicensing: $399 to $949
  • additional path types: broking service prelicensing, revenue license renewal, broking service renewal, professional building
  • route expiry: 6 months after purchase
  • circulate guarantee: not detailed
  • pros
  • are living and on-demand route options
  • physical and digital route materials supplied
  • Cons
  • especially high costs
  • especially short 6-month course expiry
  • Our Verdict

    We suggest Colibri real property since it offers reside or on-demand route options, interactive examination prep classes (which also encompass instructor support), and considerable examine and route substances. Colibri actual property also offers a relatively reasonably-priced can charge for its online actual property software, starting at $129, with even its lowest-can charge options together with teacher guide. The CE store is one other amazing site for those trying to pursue an online precise property direction, with lessons designed to be taken on cellular contraptions and a 5-day free trial before committing to the whole application.

    How We selected the optimal online precise estate colleges in California

    The on-line programs featured in this ebook had been evaluated in response to assorted factors, together with course class offerings, accessibility, charges, availability of guidance substances, application ensures, and scholar guide.

    all the classes evaluated in this e-book even have been authorized by the California department of true property. also, the DRE has now not taken any formal motion or filed complaints in opposition t any of the corporations listed on the time of this guide’s publication.

    before You enroll in a single of the ultimate on-line actual property colleges in California

    students have many options for a way, when, and the place to take actual estate prelicensing courses. on-line colleges usually healthy under asynchronous or synchronous codecs. Asynchronous courses haven't any scheduled meetings, and students complete work and assignments within their personal time frames; synchronous classes present lessons with set assembly instances and where a professor instructs newbies basically. an additional alternative is in a lecture room environment, through which live, in-adult classes meet face-to-face on an everyday agenda. Some California inner most vocational schools offer prelicense education programs if college students prefer a extra common in-adult classroom ambiance. Hybrid classes can present a mixture of synchronous or live in-grownup courses.

    Self-starters or busy experts might also decide on the greater flexibility of asynchronous classes, which they could finished on their own agenda. having said that, some college students may additionally desire improved structure and like are living-streamed virtual classes and even in-person courses for networking or getting rapid remarks or any questions answered straight away.

    charge of Enrolling in a single of the most beneficial on-line real property colleges in California

    When meaning to earn a true property license, college students will are looking to trust the complete scope of fees to stay away from surprises. In assembly prelicensing schooling necessities, an internet true property application can can charge anyplace between $99 and about $1,000.

    college students additionally will wish to price range for further expenses: Licensing expenses may also charge about $245, and exam expenses may can charge between $60 to $ninety five. college students who do not flow the examination will need to pay the examination price every time they retake it. also, after getting licensed, true estate specialists can are expecting on-time renewal fees to charge about $245. broking service costs are sometimes just a little bigger for all of these classes as neatly.

    The advantages of Enrolling in a single of the most advantageous on-line precise estate colleges in California

    a web software can present many benefits to finishing prelicensing education necessities. The growing to be availability of approved precise property faculties in California might also make it suppose extra obtainable for time-crunched gurus. listed below are some advantages of enrolling in a web true estate faculty in California.

  • convenience and adaptability: college students will no longer deserve to bodily attend a category and might access direction substances from anywhere and at any time as they work around their personal busy schedules and move throughout the coursework at their own tempo.
  • Adaptive studying patterns: online classes cater to a variety of researching preferences, whether that’s through taking note of audio lectures or analyzing printable PDF direction substances or digital copies to gaining access to live-streaming or on-demand video lectures.
  • put up-licensing opportunities: anyway just providing prelicensing schooling and exam preparation, most of the optimal on-line actual property courses can additionally assist precise estate specialists meet their education needs all over their profession, together with for earnings or broker renewals, continuing education, and certification or designation practicing.
  • FAQs

    earlier than committing to an online precise property program, college students will wish to be sure it’s a pretty good fit for both how they study and their budget. They’ll also wish to examine no matter if it is going to adequately prepare them to move the prelicensing exam. listed below are a couple of regular questions.

    Q. Do you need to go to school to be a true property agent in California?

    You don’t deserve to have a university degree to get a true estate license. but you're required to comprehensive a prelicensing training requirement to earn a license. That encompasses taking three college-level lessons which are approved via the California department of actual property. These courses regularly focal point on the observe and concepts of precise estate after which cowl an optionally available (frequently on a topic such as financing or company legislations).

    Q. Are precise property courses hard?

    It depends. in case you’re no longer already frequent with the bits and bobs of actual property, you may additionally discover it challenging firstly. There could be plenty to look at, memorize, and study to effectively flow the prelicensing actual estate exam. reckoning on your prior real estate event and familiarity with it, you can also prefer a software that presents greater instructor support or even are living periods to gain immediate remarks to your questions as you arise to pace.

    Q. Is it worth getting a California true property license?

    California boasts one of the crucial highest home values within the country, and its sheer extent of consumers and sellers has long made it a active true property market. however besides the fact that you don’t want to work with consumers and marketers in discovering a home, you might also nevertheless discover a true property license advisable in alternative ways—such as in becoming a better investor, determining lucrative domestic-flipping alternatives, and even paving your approach into a profession in property management, value determinations or extra.

    Q. how many tries do you get for the actual property examination in California?

    California has no limits on the number of times you could retake the exam right through the 2-yr period following the filing of your long-established utility. however each time you retake the examination, you should be required to pay a new exam charge (about $60 per exam). if you fail to pass the examination after that 2-year utility period, you'll should publish a new application and requalify by way of assembly all of the state’s statutory requirements. Retaking classes or exams not only can add time to the process of incomes a true estate license but also to the costs. in case you’re concerned in regards to the expenses and passing the exam, you may also want to seek out on-line actual property courses that offer pass ensures or refunds in case you do not move the examination.

    Q. What disqualifies you from being a true property agent in California?

    precise estate specialists can face suspension or revocation of a license, as deemed by means of the California branch of precise estate. criminal convictions—even if a misdemeanor or legal—which are related to the tasks of a true estate broker (corresponding to those involving fraud, theft, or violence) may also be grounds for getting a license revoked. The DRE also can deny a broker license to any candidates who've a criminal background within 7 years of their license software.

    Q. what is the common salary for a true property agent in California?

    a lot of factors get rolled into a true property agent’s fee and how it gets sliced up, per sale. The regular base revenue of a real estate agent working in California is $105,531 per yr, greater than country wide averages. brokers with greater experience are likely to earn bigger salaries. still, these just starting (with 1 to 2 years of event) earn a normal of $98,831 per yr, which is additionally larger than national averages. California tends to boast some of the priciest precise estate within the nation, and that may translate into larger commission opportunities for licensed specialists.

    Sources: certainly, Shouse California law community


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